Bank of Guam NET Banking: Bank of Guam Online Banking How to register & login use Bank of Guam Online Banking

Bank of Guam Online Banking 2021 in this modern era of technology learn how to use Bank of Guam Online Banking, How to register for Bank of Guam Online Banking, How to start Bank of Guam Net banking, with the help of Netbanking247 under one roof.


Bank of Guam Online Banking

Click Here to Login Bank of Guam Online Banking

Bank of Guam Online Banking facilitates customers to make financial transactions easily at the comfort of their home or offices once they have registered for Bank of Guam Online Banking facility.


Bank of Guam Online Banking- Important Details
Bank of Guam Online Banking: Important Details
Important Bank Content Bank of Guam Online Banking
Name of the Bank Bank of Guam
Bank of Guam Official Website https://bankofguam.com/
Bank of Guam Online Banking Login URL https://online.bankofguam.com/bankofguamonline_41/Uux.aspx
Bank of Guam Services Offered Fund Transfer, Balance Check, Book online tickets, Online Bill Payments Making Payments, etc.
Bank of Guam Cutomer Care Number 1-866-472-2641

Bank of Guam Online Banking

Bank of Guam is well known Bank in US Bank of Guam provide Online Banking or Internet Banking services to its retail as well as corporate Bank customers. Bank of Guam Account holders can avail services like Fund transfer, Bill Payment, Apply for a new debit/credit card, booking term deposit and book tickets and much more without paying any additional charges or fees provided that they have an internet connection and their mobile number is registered with the Bank of Guam bank. Customers can make financial transactions easily at the comfort of their home or offices once they have registered for Bank of Guam Online Banking facility.


What are the benefits of using Bank of Guam Online Banking?

With Bank of Guam Online Banking, you can conduct your banking transactions from any location as per your convenience. Bank of Guam Online Banking provides a comprehensive range of online transactions and information that can help you better manage your financial assets. It's secure and convenient.


What are the services which can be accessed through Bank of Guam Online Banking?

  • View your account balance
  • Print your account statement
  • View transaction history
  • Open or create Term deposits
  • Renew Term deposits or set / change maturity instructions
  • Transfer funds between accounts within Bank of Guam
  • Transfer funds between Bank of Guam and Non-Bank of Guam accounts
  • Track / Schedule fund transfers
  • Inquire about cheque status
  • Inquire about tax deduction
  • Request for a cheque book
  • Send and receive secure messages to and from the bank
  • Put in requests for account statement, statement of account by e-mail registration, etc.
  • Update your Contact information

What do I need in order to use Bank of Guam Online Banking service?

  • A smart device which could be computer, laptop, Tablet, or Smart Phone.
  • A secured good interent connection to access the website of the Bank of Guam.

 




How to Login in Bank of Guam Online Banking?


Step 1: Visit the Bank of Guam official website. https://bankofguam.com/
Step 2: Click on login section on the website.
Step 3: Enter your User ID and Password
Step 4: User ID and Password is shared with you when you activate online Banking or while opening a bank account.


How to register for Bank of Guam Net Banking?

When you open your account in the Bank of Guam, the net banking registration is given by default, however, in case if you are not registered for Bank of Guam net banking, here are the steps to do so:



How to register for Bank of Guam Net Banking Online?

A Resident Customer and a Non-Resident Customer with Domestic Mobile Number can follow these steps given below to register for Bank of Guam Net Banking online:

  • Visit Bank of Guam Official website https://bankofguam.com/
  • Fillup the registration form given below.
  • Select whether you would like to receive your One-Time-Password (OTP) via SMS or Email. You will be sent your OTP via the method you have chosen.
  • Enter your 'OTP" and click 'Verify'.
  • You need to select a password between 8-16 characters long, enter it twice and click 'Continue'.
  • Last step is to select a secret question from the drop-down box, enter the answer, click 'Continue' and you will now be automatically logged into your Internet Banking Account.

How to register for Bank of Guam Net Banking through Phone Banking?

  • Call the Bank of Guam customer care Phone Banking number
  • Give your Customer ID and Telephone Identification Number(TIN) or Verify your bank account details
  • The customer care executive will take your Net Banking registration request
  • After That Bank will courier your Net Banking Password to your mailing address

How to register for Bank of Guam Online Banking at bank branch?

  • Visit the Bank of Guam bank branch and ask for Net Banking registration form (individual or corporate)
  • Fill in the form and submit it to the Bank of Guam branch official
  • Upon successful processing, you will receive user/login ID as SMS in your registered mobile number.
  • Password(s) – both login & transaction will be sent to your registered mailing address by speed post with 7-10 working days.
  • An SMS will be sent to your registered mobile number once your password(s) are dispatched from our CPC.
  • SMS will contain speed post tracking number for your reference.

How to reset/change Bank of Guam Online Banking password?

You can instantly reset your Bank of Guam Online Banking password by following the below steps:

Step 1: Logon on https://bankofguam.com/ click login option.
Step 2: Click on the internet banking password generation link–Generate Login Password.
Step 3: Enter your account information and opt for One Time Password (OTP).
Step 4: On receiving the OTP on your registered mobile number, enter the OTP in the password creation page.
Step 5: On successful authentication, create the password of your choice.

How to Check Bank of Guam Account Balance using Net Banking?

Step 1: Log in to your Bank of Guam net banking account.
Step 2: Click on the ‘Accounts Summary’ option under the ‘Accounts’ tab.
Step 3: A list of all your accounts will be displayed on the screen.
Step 4: Select the account for which you wish to check the balance.
Step 5: The account balance and other details of the selected account will be displayed.



How to change or update address through Bank of Guam?

To change or update your address in Bank of Guam you have the following options:

  1. Visit any Bank of Guam branch and submit an application along with the address proof
  2. Send across a duly- filled & signed application along with address proof to the branch where you opened your account with an authorization letter.

Bank of Guam Account Balance Enquiry Number

Bank of Guam account holders can give call on 1-866-472-2641 to Check Account Balance

Customers can check available account balance by giving a call at Bank of Guam Phone Banking Number 1-866-472-2641.

  • To avial this facility, customers need to have a registered mobile number with the bank
  • With the help of this call service, customer will receive an SMS alert on their registered mobile number along with the available balance


Bank of Guam Online Banking Services :


Sr. No. Bank of Guam Online Banking Services Availability Status
1 View Account Details/Balance Yes
2 Edit Personal Profile Details Yes
3 Download Account Statement Yes
4 Stop Cheque Payment Yes
5 Request for a Cheque book Yes
6 View Credit Card Details Yes
7 Redeem Loyalty points Yes
8 View Demat Account Details Yes
9 View your Portfolio Summary/Snapshot Yes
10 View your Loan A/C Details Yes
11 Mail Facility Yes
12 Register for e-statement Yes
13 Transfer Fund to Own Bank of Guam Account Yes
14 Transfer Fund to Other Bank of Guam Account Yes
15 Transfer Fund to Other Bank Account Yes
16 Transfer Fund to Visa Credit Card Yes
17 Recharge Mobile Yes
18 Request for Demand Draft Yes
19 Create Term Deposit Yes
20 Apply for IPO Online Yes
21 Pay Credit Card Bills Yes
22 Pay utility Bills Yes
23 Shop online and pay using Bank of Guam Online Banking Yes

About Bank of Guam

Guam’s banking history began during what is known in the banking world as the Pacific’s Concessionary Era that ran from 1900 to 1945.

In December 1915, Guam Governor William J. Maxwell (1914-1916) established the Bank of Guam as a US government entity. The bank opened with a reserve of $15,000 in gold. It served the island until 1941 when it was forced to cease operations due to World War II. The Japanese invaded Guam, taking over the island from the Americans.

It is reported that no banks existed during the Japanese occupation. In the Japanese-mandated islands, post offices served the population with limited banking services.

The Concessionary Era was termed a “transitional period,” encompassing two world wars. Banking expansion in the rest of the Pacific almost came to a standstill after World War I (1914-1918) with the sole exception of banks from Australia and New Zealand which ventured into the former German-administered islands of New Guinea and Samoa.

National Era The National Era (1945-1975) following World War II was characterized as a period of decolonization, nationalism, and state-led industrialization. It was also marked as a time of stigmatization of private and multinational firms. Governments in the Pacific islands encouraged production for local needs and imposed tariff walls and licensing frameworks that hindered efficiency and the entrepreneurial spirit. In war weary Guam, the Bank of Guam reopened under Navy management on 15 March 1945. At the time, it was the only bank authorized to operate in Guam. Spurred on by the post-war boom, the bank become so successful that it opened a branch in the neighboring island of Saipan in 1947.

True to the times, the Organic Act of Guam was passed in 1950 and ushered in an era of gradual decolonization. With the transfer of the island’s administration from the US Navy Department to the US Department of Interior, the Bank of Guam was sold to the Bank of America that same year.

Four years later, Joseph Flores, a prominent Guam businessman and civic leader, founded the first locally-owned financial institution in Guam, Guam Savings and Loan. It opened for business on 7 July 1954 and would eventually grow into what is today BankPacific.

The post-war years were a time of major change in the island. Flores became the first Governor of Guam of CHamoru descent in 1960 (not including the interim years between the Spanish and US Naval eras.) During his administration, the Bank of Hawai’i was licensed to operate in Guam in direct competition with the Bank of America. This opened the door for other US financial institutions. Citibank entered the market in 1969 followed by First Hawaiian Bank in 1970 and Chase Manhattan in 1972.

Several prominent local families and a group of visionary government employees established financial institutions during this period. In 1959 Paul Bordallo, a former employee of Guam Savings and Loan, founded Family Finance. Then in 1962, 20 government employees led by Speaker Joe T. San Agustin donated a total of $250 to establish the Government of Guam Federal Credit Union.

But it wasn’t until 1972 when Jesus Sablan Leon Guerrero, a former Bank of America Vice President, realized a lifelong dream with the establishment of Guam’s first locally chartered full service bank, the Bank of Guam. Leon Guerrero along with co-founder, Jose L.G. Untalan, established the bank to fill a need they saw in the banking services provided to the local Guam community. The Bank of Guam would realize tremendous success in the years to come and be at the vanguard of the banking industry. In 1974, two other US-based banks would enter the Guam market, Union Bank of California and the Bank of Tokyo of California. The International Era (1975-present) characterized by increasing openness to foreign banks, saw a slew of foreign banks initially rush to enter the Guam market from the fringes or outside the Pacific.

The first Philippine bank to enter the market, Metropolitan Bank and Trust, opened a Guam branch in 1975 to service the Filipino-Chinese community. Allied Bank, another Philippine bank, opened in 1977 with a wholesale branch in Guam. It also owned Oceanic Bank, another Philippine bank that opened a branch in Guam.

HSBC opened in Guam in 1976 followed by Taiwan’s First Commercial Bank in 1977. In 1989, Saitama Bank opened a financial unit to service development projects in Guam and the Northern Marianas. Saitama Bank was Japan’s first direct entry into the Guam market.

Several of the existing banks expanded operations in Guam during the early period of this era. In 1979 Bank of Hawai’i’s parent company, Hawaii Bancorporation, Inc. opened Bankoh Finance, an industrial loan company in Hagåtña, Guam’s capital. Then in 1986, the International Banking Group, consisting of Chinese Marketing Group and Korean Marketing Group, are established by Bank of Hawaii to facilitate foreign investments.

There was also an expansion of locally chartered financial companies during this time. The Camacho family opened Pacific Financial Corporation in 1976. Eduardo Camacho, the founder of the business stills runs the finance company now called Personal Finance Center.

Fourteen years later Camacho joined local businessman Kurt Moylan in the establishment of Guam’s second locally chartered bank. Citizen’s Security Bank opened its doors in January 1991 as a community-focused bank.

Buoyed by Guam’s quickly developing economy, the Bank of Guam which is also known as the “People’s Bank” had grown large enough to be able to open a branch in San Francisco, California. The branch was opened to facilitate financing between California and Guam, and to allow daytime interaction with the Federal Reserve Bank.

In 1984, the Bank of Guam introduced the first automated teller machine (ATM) to Guam and would continue to experience tremendous growth. Eventually, the Bank of Guam would increase its total number of branches to 14 and have more than 70 ATMs not only in Guam but also throughout the Commonwealth of the Northern Mariana Islands, Republic of Palau, Federated States of Micronesia and San Francisco. By 1985, the Bank of Guam had become one of the top banks in Guam.

In 1990, the Bank of Guam opened a 10-story headquarters building in the capital city that forever changed the landscape of Hagåtña. In 1997, the bank opened its financial services division and, in 1999, opened BankGuam Insurance Underwritiers, Ltd. In 2001, the Bank of Guam had total declared assets of $669 million and almost 400 employees. The bank made history in August 2000 when it became the first Guam-established business to be listed on a national stock exchange.

The initial rush during this period later resulted in the consolidation of banks. HSBC closed in 2002. Sitama Bank merged with Asahi Bank and eventually closed. The Bank of Hawaii bought the operations of the Bank of America in 1986 adding $73.9 million in deposits and $51.2 million in loans to its portfolio. A year later, the Bank of Hawai’i acquired the Chase Manhattan Bank’s retail operations.

Hawai’i Bancorporation, Inc. acquires a majority share of Marianas Finance Corporation in 1974 and First Fed American, Inc. the parent company of First Savings and Loan Association. The Bank of Guam bought the Pacific island operations of the Bank of America in the mid-1980s and First Hawaiian Bank acquired the Guam branches of Union Bank of California in 2001. Australian Bank, ANZ, acquired locally chartered Citizen’s Security Bank in 2007.

One of the most significant events in Guam banking occurred during this period when locally chartered Bank of Guam, opposed First Hawaiian Banks application to the Guam Banking Board for the establishment of a new branch in Tamuning.

In May 2001 First Hawai’ian Bank acquired Union Bank of California and applied to the Banking Board for approval to establish a First Hawai’ian Bank Branch at the same location where Union Bank had operated. First Hawai’ian also applied to the FDIC for approval to open an additional branch and received approval in October 2001.

FHB, aware of the Guam law, argued that federal law preempts the Guam law that prohibited the establishment of an additional bank branch. The Bank of Guam then petitioned the Superior Court of Guam for review of the Banking Board decision granting First Hawaiian’s application to establish an additional branch.

The Superior Court of Guam found that Guam law, 11 CA 106601 (c) was preempted by the Riegle – Neal Act federal law 12 USC 36 ( c ) and 12 USC 1831a (j) (1). Because the Banking Board found that First Hawaiian Bank’s branch met the requirements for branching set by section 106601 (b), the lower court affirmed the Banking Board’s decision to grant First Hawaiian Bank’s application to establish an additional branch and dismissed the Bank of Guam’s petition.

The Bank of Guam appealed the judgment and filed suite in the Supreme Court of Guam against the Banking Board and First Hawaiian Bank.


Bank of Guam Net banking FAQs



⭐Q. How do I receive my Bank of Guam Net banking Password?

Due to security reasons, your Bank of Guam Online Banking Password will not be shared with you online. It will be sent to you via post.

⭐Q. Is Bank of Guam Online Banking is safe?

Yes its Bank of Guam, ensure that its customer gets a good, safe and hassle-free online banking experience. With all the necessary checks of authentication and security in place, you can be rest assured of a secure online banking experience.

⭐Q. Bank of Guam Account Balance Enquiry Number?

Bank of Guam account holders can give call on 1-866-472-2641 to Check Account Balance

⭐Q. How can I unlock my Bank of Guam Online Banking account?

Well if the account is locked due to wrong password attempts, don’t worry! It’s temporary and will be locked for 24 Hrs. after that you can again try or you can get your password reset online itself.

⭐Q. What is the user ID for Bank of Guam NetBanking?

The Customer ID is a unique identification number given to every Customer holding a Savings/ Current Account with Bank of Guam.

⭐Q. How can one avail the Bank of Guam net banking facility?

To avail Bank of Guam Online Banking facilities, user must have an account at Bank of Guam. Also, you need to register for the Internet banking service with the Bank of Guam bank. Bank will provide you with a Pre Printed Kit (PPK) containing username and password. You can also request the bank to send the username through SMS to your registered address. To complete the registration process, Log on to https://bankofguam.com/ with the same username and password and follow the procedure as required.